What is it that makes Cosmetic Insure stand out from the crowd?
Cosmetic Insure is a specialist provider of insurance products and services specifically designed for the Cosmetic industry. Whether providing botox and dermal fillers or the latest laser treatments, our experienced team can offer free advice on all products from Medical Malpractice to our comprehensive Clinic package designed to protect your premises, equipment and legal obligations to your employees.
We use the collective leverage of our many clients to create a buying force that allows us to offer extensive policy covers at the most competitive prices. We believe that cost and scope of protection are equally important and neither should be compromised. As an approved and recommended insurance broker to the Aesthetic Industry, we have partnered with leading Cosmetic Insurers so you can feel secure in the knowledge that you are insuring with the experts.
Cosmetic Insure is a Lloyd’s Coverholder and works with a panel of industry specialist insurers ensuring that the cover and price suits your every requirement.
Stay up to date with all our latest developments and offers
Whether you are an Individual Aesthetic Practitioner, a Partnership or a Corporate Entity, Cosmetic Insure can provide all of your insurance solutions.
The Cosmetic Insure team are
time served insurance industry professionals, competent to handle the requirements of many different trades and business operations.
Q&A: If I prescribe Botulinum toxin for someone else, am I insured?
"this ever increasingly litigious
It all depends on who you are prescribing for, and if your Medical Indemnity insurers are aware that you are prescribing for others.
Many prescribing practitioners believe that a claim will not be directed to the prescriber, and to be honest, we have not experienced many claims of this nature but it could happen, and it would be madness not to ensure that you are fully protected, especially in this ever increasingly litigious society.
It is vitally important that you advise your insurers that you are prescribing for others, as this cover is not usually automatically included, and that you adhere to your policy conditions when prescribing.
There are various checks that the prescriber must make to ensure that they are not invalidating their own insurance, these will be contained within your policy documents, but include such things as, ensuring that the practitioner has the correct qualifications, has their own insurance and holds training certification for the treatment they are providing. They must also be comfortable that the practitioner is competent and only fulfil the script if they are confident of such. It goes without saying that prescribers must only prescribe ‘face-to-face’, assessing the client in person, they must ensure that the practitioner is given specific instructions on dosage and keep full written records.
Subject to the prescriber’s experience in administering Botulinum Toxin and prescribing the same, cover for prescribing for others can be added to your Medical Indemnity policy, and is usually free of charge, but you must check with your individual insurers as Cosmetic Insure will only cover you for prescribing to practitioners that are acceptable to ourselves to carry out the treatment. Therefore your policy would not extend to cover prescribing to non medics e.g., Beauty Therapists.
If you are in any doubt, you must contact your insurance broker for their advice and to ensure that you are sufficiently covered for this additional business activity, and not exposing yourself to possible claims.
Keep up to date with great stories such as nominations in the Aesthetic Awards and our attendance at many of the country's Cosmetic Expos which you will be able to come and see us. If you would like to keep up with the very latest and be the first to know follow us on twitter to make sure you don't miss out!
27th - 28th April
Cosmetic Insure attended the Aesthetic Awards 2017 in which it had been nominated for Best Clinic Support Partner. During the night we managed to see a lot of our industry friends and partners.
We are now looking forward to 2018 where we will be not aiming for just a nomination, but to be on top and produce the best support for our customers.
Awards 2017 - We have been nominated for Best Clinic Support Partner
We will be attending the 2018 Aesthetics Conference and Exhibition! Make sure to pop over and say hello!
Get tickets today by clicking the link below.
Meet the team
We pride ourselves on providing the best possible service to our customers that has been made possible by our brilliant experienced expert staff. If you would like to join our ever expanding team and join us in our quest to assist everyone in the cosmetic sector if anything goes wrong, send us you contact information or email us your CV.
Get in touch
Grosvenor Park Road
0345 600 8288
0151 357 2520
Cosmetic Insure, Park House, Grosvenor Park Road, Chester, Cheshire, CH1 1QQ United Kingdom
Cosmetic Insure is a Trading Style of Red Insure Ltd. Authorised and regulated by the
Financial Conduct Authority. Company reg. no: 6599229. Copyright 2018